Building Wealth For Financial Independence
Monthly Portfolio Update: October 2026 This is my October 2026 update on the income portfolio. Each month I set out the holdings at cost, the distributions the portfolio received, the changes I made and the news from the holdings. Portfolio goal The portfolio is built to pay a monthly income that grows over time. Distributions … Read more
Here’s what changed in September, why, and what the portfolio paid. The portfolio is built to pay me every month. It has two parts: listed investment companies that own Australian shares and pay fully franked dividends, and listed funds that lend money and pass on the interest. I don’t use dividend reinvestment plans. I reinvest … Read more
This is just an opinion, of course. Three new risk signals, none individually a sell trigger, but together they argue against further buying. The main one: enforcement has tripled in six months Dec 25 Mar 26 Jun 26 Loans under enforcement 3 4 6 Enforcement, % of AUM 1.3% 2.5% 3.8% Total watchlist, % of … Read more
Here’s my income share portfolio I now manage in August 2026 with what’s in it, what it earns, and where I think the weak spots are. I’ve put everything in dollars rather than percentages wherever I can. The overview I have eleven investments worth roughly $602,000 in total. Between them they pay about $4,100 a … Read more
Portfolio Goal The objective of this portfolio strategy is to generate sufficient passive income to fully cover my essential living requirements—including utilities (electricity, water & sewer), property maintenance, gardening services, health insurance premiums, and fundamental nutritional needs. Having successfully eliminated mortgage obligations several years ago, I’ve positioned myself advantageously for this passive income approach. My … Read more
Portfolio Goal The first goal of this portfolio is to earn enough passive income to pay my basic expenses such as electricity, water & sewer rates, basic house maintenance, gardening, health insurance, basic food etc.My basic living expenses are currently around $30,000 per year and I’m fortunate to have paid off my house loan a … Read more
Building income streams is how I’ve funded the freedom to spend real time on the things I care about, without one job or one paycheck deciding everything. But quality beats quantity every time. I’d rather run four or five income sources that actually fit my skills than juggle a dozen mediocre side hustles for a … Read more
Yes, Money Has Made Me Happier (And Here’s Why) Look, I get it. The whole “money can’t buy happiness” thing? It’s a popular sentiment. But honestly, I’ve found that having a certain amount of financial security has significantly improved my quality of life. Let me tell you why. The Weight of Financial Worry: Before I … Read more
. Different Gains That Can Be Generated From Real Estate Real estate investments can be a lucrative avenue for generating diverse streams of income. Let’s explore the different types of cash flow you can harness through property investment: 1. Consistent Monthly Cash Flow Rental properties often yield monthly positive cash flow. Thanks to low interest … Read more
Portfolio Overview: June 2024 The month of June marks a significant turning point for my dividend portfolio, with several strategic transactions and continued growth in passive income. My total portfolio value now includes substantial cash reserves following the complete liquidation of MOT and MXT positions, providing ample capital for redeployment into dividend-generating assets in the … Read more