Financial Independence

Step one for the journey to financial retirement is having an income.Yep sounds basic, and still it needs to be said and repeated. You start with an income.Does not matter how it’s made, all that matters is that’s there’s money coming end at a somewhat regular pace to cover the general living expenses and a … Read more

As I look around on forums and blogs I see many theories and arguments about weather paying your home off is better or worse in the long term.I can say without a doubt that for me having my home or principle place of residence fully paid was on of the biggest factors in my financial … Read more

Yes I know what you’re thinking. Most people think “No that’s not true!”, “You don’t need money to be happy”.And yet the vast majority of people are constantly worried about money issues.Financial issues is the biggest reason for divorce and couples splitting up. It’s also the biggest source or arguments between couples and family. So … Read more

I started my FIRE journey a lot younger than others.As a teenager just getting into the official work force I was already thinking ahead of retiring by forty years old.Why forty? Well that seemed to be the age that I kept hearing from others being mentioned often as a grand goal and an achievement of … Read more

During my journey to retirement, looking around and talking to people I’ve often come across people who say things like “it’s not about the money” or “I don’t talk figures” and “I only talk percentages” and “It’s about achieving your goal”. Yes they are all correct, but at it’s core basis FIRE is about the … Read more

The rat race: 6:00am Wake up, toilet, shave or makeup breakfast 6:45am Go to train station 7:00am Catch train to work 8:00-8:30am Arrive at work 4:30-5:00pm Finish work 5:00-530pm Catch train 6:00-6:30pm Get off train 7:00-7:30 Arrive home Repeat until 60 or 65 years old. Does this sound like a whole lot of fun to … Read more

It seems like the latest catch phrase …”retire early”.Images of sitting by the pool, smoking cigars while attractive girls bring cocktails.Or who knows what depending on the societal conditioning that we are constantly bombarded with daily.Youtube is filled with people showing off fancy cars, big houses and lots of bling a lot of which is … Read more